Financial Literacy-B1 Assignments

I will pick 45 of these 65 words. Look up and type in a definition for each.

Test Read aloud: https://youtu.be/RldelzH4Zgg

Watch the video and submit a screen shot after answering the questions.

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Answer questions to the best of your ability using the linked google form.




Test Read Aloud: https://youtu.be/qHzUKj_MCjc

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences.

THERE IS NO VIDEO FOR THIS SECTION. READ AND HIGHLIGHT IT ON YOUR OWN. THEN, ANSWER THE JOURNAL PROMPT.

Journal prompt: Describe some drawbacks and benefits associated with paying taxes.

Watch the video and submit a screen shot after answering the questions.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Look back at Jon's list of "Five Things Successful People Always Do". Which of these comes naturally to you? Which of these do you struggle with?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Describe a work experience that has helped you develop valuable career attributes such as strong work ethic, respect, commitment, etc. (If you don not have work experience then use sports or extra curricular activity)

Watch the video and then answer this question:
In early 2019, LinkedIn reported that the top skills employers are looking for are...

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt:
10 CAREER FIELDS LIKELY TO FLOURISH IN 2020
1. Data crunching
2. Counseling and therapy
3. Scientific research
4. Computer engineering
5. Veterinarians
6. Environmental and conservation science
7. Some healthcare fields
8. Management
9. Finance
10. Entrepreneurship

Any you think should be added or taken off and replaced? Does this make you reconsider you career path?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Describe someone you consider to be a success. What qualities make this person seem successful?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: What do you think is the most important thing to remember when looking for a job?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Which careers compliment your passions and strengths? Using the DISC Personality profile are you a: conductor, persuader, promoter, relator, supporter, coordinator, analyzer or implementer? Explain.

In this activity, you will explore a W-2 Form in more detail to understand its various components. Then, you will answer questions using the sample W-2 Form below.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Describe a recent goal you have set for yourself. What did you do to make reaching that goal a success?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Write down what your negative voice says about you. Refute that voice with the truth and share it with others.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: What are some of your personal strengths and weaknesses?

Analyze this sample W-4 (or use this link: http://bit.ly/FinePrint-W4form) and answer the questions that follow.

Review the following list of things to discuss with a potential roommate and then answer the questions that follow (do some research if necessary).  Remember, communication is key!

Watch the video and submit a screen shot after answering the questions.

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Interview someone from a previous generation, preferably your grandparents or someone in that age range.
Use the following questions to find out if thoughts about money and relationships were different back then.
Write a report that summarizes the interview. Reports should be a three paragraph (5 sentences each), reflection about what you have learned.

Use these questions to guide your reflection:

1) What information surprised you?
2) What things do you plan to do the same/differently than the person you
interviewed?
3) What are the biggest differences when it comes to attitudes, beliefs and values
about money between their generation and yours?
4) What are the biggest similarities when it comes to attitudes, beliefs and values
about money between their generation and yours?

Distribute the ten "red beans" to represent where you would spend your money. Then read through the real-life scenarios and make adjustments. Answer the reflection questions.

Answer the questions via Google Forms attached.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Would you describe yourself as a free spirit or nerd when it comes to handling money? Explain your answer!

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: How will this chapter change the way you talk to your parents/partner about money?

Watch the video and then answer this question:

What is the #1 topic that adults wish their parents HAD discussed with them about money?

Imagine the adult version of yourself, and take this quiz to see how your values affect money decisions. After Question 20, you will be brought to a page titled, “Life Values Profile Quiz Score.” Before clicking the “Interpret Your Results” button, complete the table provided with your 4 scores. Then, answer the questions.

https://www.smartaboutmoney.org/Tools/LifeValues-Quiz/Quiz

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Have you ever witnessed money affecting a relationship close to you?

Q4 Progress Report Signed

Go to www.thebummergame.com and play Bummer!



Then answer the reflection questions.

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Answer the questions, via google forms, to the best of your ability.


Links to the test read aloud:
https://youtu.be/x18wG2TYIqY

https://youtu.be/R16BhCQsVfc

Watch the Video and answer the questions along the way! Take a screen shot or "snipping" of the last screen to submit as documentation. Click turn it in when you are done.

Use the graph to answer questions about insurance rates by age.

Use the graph to answer the questions about what worries Americans most.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Which type of life insurance is the better option, term or cash value?
Explain your answer.

No matter what type of insurance you have - whether it be medical, auto, home, or other - the main point of having insurance is that if an incident that is outside your control occurs, you have coverage so that you don’t bear the brunt of a huge financial expense. However, insurance companies are notorious for failing to cover costs, and there are many cartoonists who have, quite literally, illustrated this perspective through their work. 
In this activity, you will pick one of the cartoons provided below and analyze how it portrays the insurance company in that particular situation.

Watch Fin Cap Friday: Drive Well, Pay Less

Then answer this question: Why do you think fewer high school students are getting a driver’s license over time?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: What is duplicate coverage, and why should you avoid it?

In this activity, you will explore an auto insurance declaration page in more detail and answer questions to understand its various components. Use the auto insurance declaration page in the Google Form (or use this link: bit.ly/AutoInsuranceDeclarationPage) and answer the questions that follow.

Video Explanation: https://youtu.be/xJfH55wypF4

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: At what stage of life will the cost of your healthcare needs be most expensive?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain why identity theft protection is so important.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain why having health insurance is important even if you are
young and healthy.

Watch the first part of Health Insurance 101: Types of Plans through 2:05 to learn more about these categories. Then, answer the questions below.
Watch the remainder of the video (starting from 2:05). Then, use the information from the video and from the article What Are the Differences Between HMO, PPO, EPO and POS Plans? to answer the question below.

Video explanation: https://youtu.be/DBB09d737aY

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: What are some ways you can save on car insurance?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain why insurance is an important part of your financial plan.

Look over these questions while we watch the documentary in class. Answer FIVE out of the 25 questions for credit.

(1 point per sentence, so if you can't write 3 sentences per questions then answer more questions!!!)

The basic principles of investing may seem simple - “buy low, sell high”, “set it and forget it”, and more. However, the psychology of investing can illuminate why we human beings can sometimes make investing more difficult.

This fun and easy-to-implement game elicits various emotions we feel when we gain, lose, or miss out on investment opportunities and brings to light the psychology behind some of the investment decisions we make.

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Watch the Video and answer the questions along the way! Take a screen shot or "snipping" of the last screen to submit as documentation. Click turn it in when you are done.

In preparation for Tomorrow's test I will discuss and review the key concepts from Chapter 8: Investing and Retirement

The first step in planning for your retirement is choosing a retirement savings goal. For this activity, use Nerdwallet’s Retirement Calculator to investigate the following scenarios.

Answer the questions, via google forms, to the best of your ability.

Test read aloud: https://youtu.be/EN_pKeX4k8k

📖📖📖REVIEW the document named: TYPES OF INVESTMENTS, BEFORE attempting this activity📖📖📖

Use the Google Form to Match the "clues" or characteristics with the type of investment: (some may be used more than once)

(x1) Money Market Account
(x1) CD's
(x2) Single Stocks (used twice)
(x2) Bonds (used twice)
(x2) Mutual Funds (used twice)
(x3) Real Estate (used three times)
(x1) Gold
(x1) Commodities
(x1) Day Trading
(x1) Viatical


Video Explanation: https://youtu.be/RE2yZRD65do

Watch the video to get the answer to the question: At what age can you withdraw penalty free from a "retirement" account?

https://youtu.be/mwiUPkBI-1Q

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: When applying for a job, Why do you think it is important to consider both salary and benefits?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: What is real estate? Why is it considered an investment?

There is an easy formula for figuring out how long it will take your money to double. (72 divided by interest rate)

Example:
at 6% interest it will take your money (72/6) = 12 years to double

Example:
if you want to invest your money for 10 years (72/10) = 7.2% interest is what you would need to double your money

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain why single stocks carry a high degree of risk.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Which are a better investment, stocks or mutual funds? Explain your answer.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: If you were giving advice to a friend, what would you say are the most important things to know about investing?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: As a young adult, what is the most important thing you can invest in? Explain

Do some online grocery shopping. In the spreadsheet attached, compare the name brand with generic prices by listing them in the columns. Include what store/site you used and calculate see how much money you can save by buying generic.

Read each statement and evaluate which of the seven basic rules of negotiating should be used.
Always tell the truth
The power of cash
Walk-away power
Shut up (silence)
That's not good enough
Good guy, Bad guy
"If I" take-away power

Answer the questions, via google forms, to the best of your ability.


Read aloud: https://studio.youtube.com/video/kenx8xycHI4/edit

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Have you ever used social media to get a great deal on something? Tell me about how that worked out.

In preparation for Friday's test I will discuss and review the key concepts from Chapter 7: Bargain Shopping

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Why is bargain shopping an important part of a healthy financial plan?

Follow the directions and compute the answers. Video explanation to come.
video explanations:

https://youtu.be/wQ_McuLNW_4

https://youtu.be/sOK7_Wi344I

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain why silence is powerful when negotiating a deal.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain how you can get a better deal on something using cash rather than credit.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Why do you think it is so uncommon for people in our culture to negotiate?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Explain why it is not necessary to purchase product replacement warranties.

Read through the article and write a three paragraph essay reflecting on:
1st paragraph: (5 sentences, what DIDN'T surprise you and WHY?)
2nd paragraph: (5 sentences, what DID surprise you and WHY?)
3rd paragraph: (5 sentences, what companies are next? what companies are you interested in investing in and WHY?)

use nasdaq.com to research companies you are interested in

Watch the Video and answer the questions along the way! Take a screen shot or "snipping" of the last screen to submit as documentation. Click turn it in when you are done.

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Watch the video and then respond to the question: What is ONE reason social media advertising is more effective than traditional adds? 
#8

In preparation for Friday's test I will discuss and review the key concepts from Chapter 6: Consumer Awareness

Watch the video and then respond to this question.

Do you think gift cards are a "marketing" tactic and why?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Can you think of anything in your home that was bought but never or rarely used? What are some things you could do to "recoup your loss" on this item?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: List the five steps used to gain "power over purchase". Explain why it is important to develop power over purchase.

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Describe one way advertising has played a role in something you've purchased.

Read the "fine print" on this financing offer and answer the questions that follow.

Video explanation: https://youtu.be/Ar6Gt87qDJM

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences. (fill-ins and journal)

Journal prompt: Have you ever bought something you thought would make you happy, but in the end it didn't?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences.

Journal prompt: Why is it important for consumers to be aware of marketing tactics?

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences.

Journal prompt: What are some of your favorite brands (soft drink, clothing, etc.)? Why do you like them?

In this activity, you’ll explore some of these strategies and then analyze a handful of advertisements to determine which technique they’re using most effectively to influence you. Follow the instructions in the google document.

Video tutorial: https://youtu.be/b64Un_4sWEU

This activity uses two online tools that can help with college and career planning.
https://www.tuitiontracker.org/
Tuition Tracker allows you to enter your approximate family income and find the net cost of attending specific colleges and universities based on that income. You can also see the acceptance rate, racial makeup of the student body, and 6-year graduation rates.
https://www.mynextmove.org/find/browse?c=0#D
My Next Move provides salary information and job growth outlook for a huge range of careers. It also tells you the skills, ability, knowledge, and personality characteristics needed to excel in the given career.

Part I: Play
Play the game, Payba¢k. As you play, make realistic decisions to keep your debt manageable and maintain your focus, connections, and happiness. Record your decisions in the Round #1 column.
Part II: Round Two
Play the game a second time. This time, choose a different scenario. This is your opportunity to see the financial impact of your school type, housing, and other college decisions. Record your decisions in Round #2 in the chart.
Part III: Reflection

https://www.timeforpayback.com/

Watch the Video and answer the questions along the way! Take a screen shot or "snipping" of the last screen to submit as documentation. Click turn it in when you are done.

WARNING: some questions have you select TWO options.

When thinking about the value of a college education, it’s important to consider both the quantitative (monetary) and qualitative (non-monetary) factors you can benefit from. In this activity, you’ll analyze data and reflect on both of these factors to find out what the value of a college education might mean for you.
While the actual value of a college education will be different for everyone, there are statistics that can give us a reasonably accurate picture of the quantitative side of things. Below is a chart that displays U.S. workers’ median weekly earnings and unemployment rate based on the level of education they’ve completed. We are going to examine three categories in this chart:

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Answer questions in google docs, to the best of your ability. Good luck.

This is the read along for the test: https://youtu.be/m36TZC6-GsE

I Can't Pick Just ONE!

What % of 2019 graduates filled out the FAFSA?

In preparation for tomorrow's Exam I will discuss and review the key concepts from Chapter5: Life after High School

Open the link and the google form in two different browsers. Answer the questions in the google form based on the example Financial Aid Package that is provide in the google form but is easier to read from the link.

https: bit.ly/thefineprintfinancialaidpackage

Video tutorial: https://youtu.be/kR0szSYLM-s

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. (fill-ins and journal)

Journal prompt: Think about what careers you might be interested in pursuing. What type of education or training will you need to enter that field?

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. (fill-ins and journal)

Journal prompt: What money saving options will you consider in order to cash-flow your college education?

In this activity, you will pick one of the cartoons provided below and analyze how that cartoon depicts the crippling impact student loan debt has on millions of college graduates across the nation.

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. (fill-ins and journal)

Journal prompt: Imagine if your reality at age 24 was that you were $70,000 in debt but your income was only $30,000. Write down some words describing how you might feel. How much to you think your career will make annually? How much do you think the education for that career will cost you?

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. (fill-ins and journal)

Journal prompt: Has money affected your decision on whether or not to attend college? Why or Why not?

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. (fill-ins and journal)

Journal prompt: What is your plan for after high school graduation?

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. (fill-ins and journal)

Journal prompt: Why might people refer to student loans as "good debt"? Do you think it is good?

Answer questions in google forms then submit in google classroom.

Go to shadysam.com. Enter your first name and click START PLAYING.
At the end of the game, STOP on the screen that includes your last email and Total Profits. Take a screenshot of the email and paste it in the box provided in the google form. Then, click “Clock Out” and continue to answer the rest of the questions in the google forms.

Let's see who is the SHADIEST! Also, if you have trouble answering the questions, try playing again. Or, if you want to beat your score!

There is a "snipping" tool that you can use to get a screen shot.

Video example: https://drive.google.com/open?id=13zBG4_hr8T6UILIYhEyMUPVrq9Mqo-b4

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Use the scenario to create a plan to pay off the debt in the least amount of time possible using the debt snowball.

Watch the Video and answer the questions along the way! Take a screen shot or "snipping" of the last screen to submit as documentation. Click turn it in when you are done.

Watch the video first!

What is one thing you can do to protect yourself if you get a phone call from a sketchy phone number?

You will receive a paper copy in person or digital copy via email. Please get it signed and submit a picture here.

Open the link and the google form in two different browsers. Answer the questions in the google form based on the example credit card statement that is provide in the google form but is easier to read from the link.

https://www.stlouisfed.org/education_resources/personal_finance/financial-forms-explained/cc-statement/index.html

Video tutorial: https://youtu.be/ulcaFaMjewc

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain why the credit industry wants you to believe that you need a credit score.

In preparation for tomorrow's test I will discuss and review the key concepts from Chapter 4: Debt

Follow the instructions and fill in the information on each slide. Use autotrader or online used car search to find three possible cars. (Starter: < $5,000, Middle: <$10,500, Goal: <$16,000)

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: What does a credit score measure?

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain the difference between a credit card and a debit card.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Which credit myths did you believe prior to hearing this lesson? Explain why each of those are myths and not facts.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain why it is better to take out a 15-year mortgage instead of a 30-year mortgage.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain why leasing a car is a bad idea.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain why co-signing a loan is never a good idea.

Use the Checking Account Statement to answer the questions in the google form.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain how the "drive free" method of buying cars works.

Do you think Ultra FICO is a good thing or bad thing? (What would Dave think?)
How does Ultra FICO affect your thoughts about what Dave has been saying about credit scores?

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain how debt is actually a product that is bought and sold.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain what Dave means when he says, “The borrower is slave to the lender.”

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Submit a screen shot of video with progress bar.

Answer the questions in the google form.

Test Read Aloud Recording
https://youtu.be/GM2hdbNBlGA

Submit a screen shot of video with progress bar.

Follow the scenarios and record transactions on the forms provided. Then you the bank statement to balance your account. This needs to be done by hand so please submit pictures of your packet.

I handed out paper copies of this, if you didn't get one the please print or let me know you need one and I will leave it in the office.

In preparation for tomorrow's test I will discuss and review the key concepts from Chapter 3: Budgeting

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences.

Journal: Explain in your own words what a zero-based budget is. Why is it important to write a zero-based budget every month?

Work through the google slides, filling out checks and check registers along the way.

Watch the video first! (#4)

What does the acronym S.M.A.R.T. stand for when setting goals?

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in FIVE or more complete sentences.

Journal: Why do you think it is so common in American to spend more than you make?

Watch the video explanations for this activity then go through the instructions in the google docs. Follow the step by step instructions to set up and navigate a "mock" bank account. Answer the questions that follow each PART. There are four parts. Do all four parts in one day or do one part each day! 50 POINT QUIZ GRADE!!!!!

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: Explain why Dave describes overdrafts as a sign of "crisis living".

Watch the video and just comment on how you feel about overdraft protection. Do some independent research!

Compound interest is the key to how your money can make money. Understanding the formula for compound interest and how each variable contributes to grow will help you prioritize how you want to plan for the future.

Part I: Examples

Part II: Practice Problems
Complete the following practice problems and show your work in the space provided. Then, write your final solution in the answer boxes.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. Then "turn it in"!

Journal: What do you think is most challenging when it comes to keeping a monthly budget?

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. Then "turn it in"!

Journal: Describe in your own words what it means to have a budget.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences then "turn it in".

Journal: What has kept you from saving money in the past? Based on what you've learned, how can you change this?

Analyze the graph and answer the questions based on the information. Please change the font color for your responses to make it easier to grade.

Watch the video.

Then press "+" add or create and respond to the journal prompt in five or more complete sentences then "turn it in".

Journal: Explain how having an emergency fund helps protect your wealth.

Watch the video.

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. Then click "turn it in".

Journal: How is saving an exercise of your character?

Directions: Go to the https://www.foundationsu.com/high-school#/entry_form and find the investing calculator under “tools.” Then use the investing calculator to complete the scenarios described in this google doc.

Watch the video.

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. Then "turn it in"!

Journal: Why do you think so many people borrow money for large purchases instead of using a sinking fund?

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences. Then click "turn it in".

Journal: Why don't more people save for the future? Which reasons can be fixed by having a money plan?

In preparation for tomorrow's test I will discuss and review the key concepts from Chapter 2: Savings

Mark done after you have watched the video.

In this activity, you will pick one of the cartoons provided below and analyze how it portrays the challenges we encounter when it comes to saving money.

Answer the questions in the google form.

This form will ONLY be available from 8:15-9:30!

Which is higher, Net pay or Gross pay?

Watch the video first!

Can you name as least 3 "fintech" companies? (google it!)

In preparation for tomorrow's test I will discuss and review the key concepts from Chapter 1: Introduction to Personal Finance

Watch the video and answer the questions along the way. Then submit a screen shot of the last screen which shows your progress bar right/wrong answers across the bottom.

Read each scenario and pick ONE to respond to. In 5 complete sentences, based on what you have learned in this chapter, respond with advice for the situation. Please indicate which scenario you are responding to.

Answer questions to the best of your ability using the linked google form.

https://drive.google.com/file/d/1wh68wzQZ5dNEd2zbL5LuYMx756U06T2d/view

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: How do you want your financial future to look?

Directions:
Use your course materials to answer the following questions.

Turn in your completed & signed physical copy of the Syllabus Acknowledgement by uploading either a photo or a scanned copy. I've attached a short video if you need some help uploading the photo. Just the last page of the syllabus.

You will be conducting an interview with your parents or guardian about their money habits, views and goals.
It is important to learn both from the financial successes and the challenges your parents have faced. This is meant to open the door of communication between you and a trusted adult who will help give you advice and hold you accountable to your financial obligations.

Let your parents (or other trusted adult) know that you are taking a class on personal finance and ask them if they would help you by answering the following questions: (You will NOT be required to share this with the class, it will remain confidential, I just want to know that you have someone to talk to about these topics.)

Please record answers in complete sentences to get full participation credit.

Watch the video(s).

Then press "+" add or create and respond to the journal prompt in FIVE or more COMPLETE sentences.

Journal: What are you most excited to learn about in this class and why?

Just do the best that you can. I am scoring it out of 100 just so you can see how you did. The grade that goes in the "official" powerschool gradebook will be based on participation only!

Familiarize yourself with the syllabus and answer these questions to make sure you caught some of the important information:

Watch the video(s) and fill in the blanks using your guided notes packet.

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: In what ways could you do better when it comes to managing your money?

Watch/Read the slide show presentation (click present after opening) and then answer the seven reflection questions. Please answer in complete sentences and be thorough with your responses. Be honest about the category you fall into, this is meant to be an eye opening experience. All information is based on statistics.

NOTE: I have added a video explanation of this activity.

Watch the Fin Cap Friday (#1) Video First

What was the average NEW car monthly payment in 2017?

Watch the video(s) and fill in the blanks of your guided notes.

Then press "+" add or create and respond to the journal prompt in five or more complete sentences.

Journal: What was Dave's biggest lesson when it came to managing money and building wealth?